Dental
Guardian Preferred Plan Highlights
- Members have access to the national Guardian Preferred network with over 100,000 participating dentists.
- Members can see any dentist.
- Participating dentists offer the biggest opportunity for savings when having services performed.
- If seeing non-participating dentists, be prepared for additional costs including balance billing.
When seeing nonparticipating dentists, watch out for balance billing!
Guardian Preferred Plan Details
Below is a snapshot of your total rewards. The rewards summary from the carrier will always prevail.
Benefits | In-Network | Out-Of-Network |
|---|---|---|
Annual Deductible Individual/Family (per plan year) | $0/$0 | $50/$150 |
Annual Maximum Maximum amount the plan will pay per year | $2,000 per person | $2,000 per person |
Class I – Diagnostic/Preventative Services Cleanings, Oral Exams, Fluoride Treatments**, X-rays, Sealants | Plan pays 100% of AB* | Plan pays 80% of AB* |
Class II – Basic Services/Major Surgical Fillings, Simple Extractions, Surgical Extractions, Periodontrics, Scaling and Root Planing, Perio Surgery, Anesthesia | Ded., then plan pays 80% of AB* | Ded., then plan pays 70% of AB* |
Class III – Major Services/Restorative Brides, Dentures, Dental Implants, Inlays, Onlays, Veneers, Single Crowns | Ded., then plan pays 50% of AB* | Ded., then plan pays 40% of AB* |
Class IV – Orthodontic Services Treatment for the alignment of teeth (Adults & Children up to age 26) | Plan pays 50% of AB* | Plan pays 50% of AB* |
*AB is Allowed Benefit
**Fluoride Treatments only available for dependents under age 19
Dental Contributions
Weekly Contributions for Non-Exempt, Hourly Employees
The amounts are listed below on a weekly basis for non-exempt, hourly employees.
Plan | Employee | Employee & Children | Employee & Adult | Family |
|---|---|---|---|---|
Dental—Guardian DentalGuard Preferred | $7.10 | $11.82 | $13.15 | $18.17 |
Bi-Weekly Contributions for Exempt, Salaried Employees
The amounts are listed below on a bi-weekly basis for exempt, salaried employees.
Plan | Employee | Employee & Children | Employee & Adult | Family |
|---|---|---|---|---|
Dental—Guardian DentalGuard Preferred | $14.21 | $23.65 | $26.31 | $36.35 |
