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Fello Total Rewards

July 2024 - June 2025

Dental

Guardian Preferred Plan Highlights

  • Members have access to the national Guardian Preferred network with over 100,000 participating dentists.
  • Members can see any dentist.
  • Participating dentists offer the biggest opportunity for savings when having services performed.
  • If seeing non-participating dentists, be prepared for additional costs including balance billing.

When seeing nonparticipating dentists, watch out for balance billing!

Guardian Preferred Plan Details

Below is a snapshot of your total rewards. The rewards summary from the carrier will always prevail.

Benefits
In-Network
Out-Of-Network
Annual Deductible
Individual/Family (per plan year)
$0/$0
$50/$150
Annual Maximum
Maximum amount the plan will pay per year
$2,000 per person
$2,000 per person
Class I – Diagnostic/Preventative Services
Cleanings, Oral Exams, Fluoride Treatments**, X-rays, Sealants
Plan pays 100% of AB*
Plan pays 80% of AB*
Class II – Basic Services/Major Surgical
Fillings, Simple Extractions, Surgical Extractions,
Periodontrics, Scaling and Root Planing, Perio Surgery, Anesthesia
Ded., then plan pays 80% of AB*
Ded., then plan pays 70% of AB*
Class III – Major Services/Restorative
Brides, Dentures, Dental Implants, Inlays, Onlays, Veneers,
Single Crowns
Ded., then plan pays 50% of AB*
Ded., then plan pays 40% of AB*
Class IV – Orthodontic Services
Treatment for the alignment of teeth (Adults & Children up to age 26)
Plan pays 50% of AB*
Plan pays 50% of AB*

*AB is Allowed Benefit
**Fluoride Treatments only available for dependents under age 19

Dental Contributions

Weekly Contributions for Non-Exempt, Hourly Employees

The amounts are listed below on a weekly basis for non-exempt, hourly employees.

Plan
Employee
Employee & Children
Employee & Adult
Family
Dental—Guardian
DentalGuard Preferred
$7.10
$11.82
$13.15
$18.17

Bi-Weekly Contributions for Exempt, Salaried Employees

The amounts are listed below on a bi-weekly basis for exempt, salaried employees.

Plan
Employee
Employee & Children
Employee & Adult
Family
Dental—Guardian
DentalGuard Preferred
$14.21
$23.65
$26.31
$36.35