Total Rewards Paid For By Fello
Fello contributes to the below total rewards for eligible employees.
1. Medical Premium Shared with Employees: Fello contributes to the majority of the cost of the medical premium. Employees share in a portion of that cost.
2. Shared Dental Premium with $0 Deductible: The cost of the dental insurance premium is split between the employer and the employee, while the plan covers dental services without requiring the employee to pay a deductible before coverage kicks in.
3. Fully Funded Deductible $2000/$4000: The employer fully covers the deductible cost for the employee, with $2,000 being the individual deductible and $4,000 being the family.
4. Life Insurance: Fello provides you with Basic Term Life insurance in the amount of 2x your basic earnings and overtime through Mutual of Omaha at no cost to you.
5. Long-Term Disability: Long-Term Disability insurance, fully paid by Fello, protects your finances by paying 60% of your pre-tax monthly base salary (up to $4000/month) after 90 days of disability, continuing until your Social Security Normal Retirement Age.
6. Kindbody Family Planning: 100% covered by Fello if you are enrolled in our medical plan. Whether you are looking to start your family today or preserve your options for the future, Kindbody provides end-to-end fertility services with a dedicated Care Navigation Team to guide you through your journey.
7. Paid Family Leave: Fello supports a healthy start to every child’s life. Nonexempt, hourly employees who work an average of 30 hours per week are eligible for up to 160 hours of paid Family Leave in the event of the birth, adoption, or placement of a child. Exempt, salaried employees are eligible for 4-weeks of paid Family Leave.
Health Connection
Fello believes access to convenient, affordable healthcare is essential for a healthy life. With Health at Work, Fello makes taking care of yourself and your family easier than ever. No more waiting for hours at urgent care, no more last-minute scrambling to see your primary care provider – text our nurse and make your same-day appointment and get the care you need as soon as you need it.
Health at Work is free for employees and their spouse/partner/dependents who enroll in medical insurance through Fello.
What is Health at Work?
- Convenient, on-site primary and urgent care located in our Severn Office
- Same-day appointments and testing for illnesses like strep, flu, and COVID
- Routine well visits and preventative care conducted by an on-site RN from ModRN Health
- High-quality telehealth appointments with a doctor from ModRN Health
- Chronic health issue management
- Prescriptions that can be filled at any major pharmacy
- Insurance review, prior authorization & claims assistance
- Care coordination – finding a doctor or specialist, navigating referrals,follow-up appointments, and more
How Can I Access Health at Work?
Employees will not be paid for accrued PTO hours at the end of their employment.
Questions?
If you have questions about Health at Work, contact
people@fello.org or go to fello.org/healthconnection
Free Employee Assistance Program
Life’s not always easy. Sometimes a personal or professional issue can get in the way of maintaining a healthy, productive life. Your Employee Assistance Program (EAP) can be the answer for you and your family.
We’re Here to Help
Mutual of Omaha’s EAP assists employees and their eligible dependents with personal or job-related concerns, including:
- Emotional well-being
- Family and relationships
- Legal and financial
- Health lifestyles
- Work and life transitions
We’re Here to Help
Mutual of Omaha’s EAP assists employees and their eligible dependents with personal or job-related concerns, including:
- Emotional well-being
- Family and relationships
- Legal and financial
- Health lifestyles
- Work and life transitions
EAP Benefits
- Unlimited telephone access to EAP professionals 24 hours a day, seven days a week
- Telephone assistance and referral
- Service for employees and eligible dependents
Legal assistance and financial services:
- Online will preparation
- Legal library & online forms
- Telephonic financial consultation
Resources for:
- Financial tools and resources
- Substance abuse and other addictions
- Dependent and elder care assistance and referral services
Access to a library of educational articles, handouts and resources via mutualofomaha.com/eap
Don’t Delay if You Need Help
Visit mutualofomaha.com/eap
Call 800-316-2796 for confidential consultation and resource services
Free Lifestyle Benefits: Noom & ClassPass
At Fello, we are re-imagining what employee-centered Total Rewards look and feel like. With more employees reaching out about weight-loss support, we are offering two unique benefits.
Who is Eligible?
All employees are eligible, regardless of whether you have insurance through Fello. If you do have medical insurance through Fello, your insured dependents, spouses, and domestic partners will also be eligible.
Noom
What is Noom?
Noom is a healthy lifestyle app that supports users to lose weight sustainably. Along with calorie and activity tracking, the platform provides you with articles, tips, and advice on how to make behavior changes that help you reach your long-term goals. This is not your average dieting app-this platform is all about making sustainable lifestyle changes to improve your overall health, not just the number on the scale.
Please note: You may want to consult with your primary care provider or Health at Work before starting Noom if you have ever been diagnosed with an eating disorder, are pregnant, or have any other condition where weight loss could be harmful.
How to Sign Up for Noom
Step 1: Email TotalRewards@fello.org and request an activation code for Noom.
• Include any eligible spouses, domestic partners, or dependents you want to enroll.
Step 2: Receive activation code from Total Rewards and activate using the QR code.
• If you already have an account, you will be able to start the integration process.
ClassPass
What is ClassPass?
Fitness and wellness aren’t one-size-fits-all, nor are your benefits. ClassPass offers a flexible credit system worldwide for booking fitness classes, gym sessions, and virtual workouts. Explore top-rated studios, instructors, and gyms without long-term commitments. Just search, reserve, and go!
How to Sign Up for ClassPass
Step 1: Scan QR code to access ClassPass
Step 2: Enter company code “TAccr!25”
• Have you been a ClassPass member? Please select “Have an existing account” and ask to switch to your company's corporate account next cycle.
• Employees must use their corporate email address.
• Employees who are enrolling eligible spouses, dependents, and domestic partners should email TotalRewards@fello.org to provide an email address.
Step 3: Follow the prompts to sign up for a membership and explore local classes!
• Credit card information is needed at checkout for all plans, including the free trial.
Step 4: Download the ClassPass app and log in to book classes on the go.
Basic Life Insurance & AD&D with Mutual of Omaha
Paid For By Fello
Fello recognizes the importance of planning for the unexpected. Life insurance helps protect your family from financial risk and sudden loss of income in the event of your death. Accidental Death & Dismemberment (AD&D) insurance provides an additional benefit if you lose your life, sight, hearing, speech or use of your limbs due to an accident.
Employee Basic Life and AD&D
Fello provides you with Basic Term Life insurance in the amount of 2x your basic earnings with overtime through Mutual of Omaha at no cost to you.
Employee benefits are reduced to 65% at age 65, reduced to 40% at age 70, and reduced to 25% at age 75.
You have one option for continuing your life coverage if you leave the company:
- Conversion allows you to convert the coverage to an individual policy if any or all of your life insurance ends while you are insured under the group plan.
Additional Voluntary Life and AD&D Insurance
Voluntary Life Insurance provides employees with a way to purchase additional life insurance outside of what Fello provides already to you by way of Basic Life. You may purchase additional life insurance amounts through a convenient payroll deduction. Coverage is provided by Mutual of Omaha.
Employee Coverage | You may elect up to 5× your annual salary, up to $500,000 in increments of $10,000. Medical underwriting is required for an election above $80,000 at your first eligibility and for any amount afterwards should you waive at your first eligibility.
Spouse Coverage | You may elect 100% of your employee amount, up to $250,000 in increments of $5,000 for your spouse. Medical underwriting is required for an election above $30,000 at your spouse’s first eligibility and for any amount afterwards should your spouse waive at first eligibility.
Child(ren) Coverage | You may elect 100% of your employee amount, up to $10,000, in increments of $1,000 for your children under age 26. The minimum benefit is $2,000. Medical underwriting is not required.
If you waive voluntary life insurance when you are first eligible, any amount elected after that will require Evidence of Insurability!