Retirement Plan
At Fello, we believe in helping you build a strong financial future—starting from day one! Upon starting, you will automatically be enrolled in Principal’s 403(B) Retirement Plan, so you can start saving and investing in your future right away.
- Automatic Enrollment: All employees are automatically enrolled in Fello’s 403B plan with Fello matching your contributions at 3%. That means right away you are saving 6% of your salary for the future.
- Generous Match: Fello will match your contributions dollar-for-dollar up to 6%. That means if you put in 6%, Fello will match you at 6% – that’s 12% of your salary being saved for the future.
- Instant Ownership: You’re 100% vested from your first day—every dollar Fello contributes is yours, with no waiting period.
- Investment Options for Everyone: Whether you’re a cautious saver or a bold investor, Principal has a range of investment options tailored to your comfort level.
How to Register/Login via the Web
Navigate to www.principal.com/Welcome or scan the QR code:
If you are a new user, click “Get Started” and follow the prompts. If you have already registered click “login” and enter your credentials.
Getting Setup Over the Phone
- To get started call 800−547−7754.
- You may be asked for information to verify your identity like date of birth or social security number.
- Listen to the menu and select an option.
- When prompted, establish your personal identification number (PIN) using your account/contract number 540498
Navigating the Principal Portal
From your portal you can access a variety of plans to help you reach your financial goals.
How to Register/Login via the Web
- Access accounts dashboard – quick snapshot of your current account. Check out progress, change contributions, and get financial wellness education.
- Change beneficiaries, look at statements, account history, etc.
Contributions
- Look at your contribution summary and manage contributions.
My Options
- Need to take money out of your retirement account? You have options. Use this to get more information on Loans and Withdrawals.
Rollovers
- Have money in another retirement account? Roll it over to Principal using this tab!
Planning Resources
- Retirement wellness planner
- Milestones – Explore tools and resources to help you with will and legal prep, student loan repayment, and downsizing debt.
- Education Hub – Planning for retirement can be stressful. When you need help, Principal will be here with quick resources that can help.